The purpose of clauses like 19.2 there in the attachment is to simply scare genuine claimants away. Phrases such as we are not liabile even for the negligence of ourselves should be banned as being in effect an unfair consumer contract clause as it is implying that IE will NOT be found negligent it dosnt imply they deny they are negligent. Anyway, its baloney, all such clauses are. I have never seen a case being defeated by one and I never will.
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